What to Know to Tackle the Home Buying Process

The home buying process can seem very stressful. Here are a few tips to help you wrap your head around this life decision.

Make sure you talk to a trusted Mortgage Advisor: Your Realtor should be able to provide you with great mortgage companies. They will know which ones to stay away from as well. Once you talk to an advisor you will know where to start.

This is not your forever home: Buying a home is not a one time experience. Your needs change as you advance through your life. Your home you buy in your twenties might not fit the same needs that you want in your 60s.

There is no such thing as the “Perfect Home”: If you go out with an agent and think that you will find a home that fits every need and want and in your price range you will drive yourself crazy. Tradeoffs need to happen such as: “The house is on the Lake, but the house is not the right color.” Home inspections will help you determine if the house is worth buying a lot of times. It depends on what you are willing to change as well.

Cosmetic issues can be fixed: Obviously, you will not have the same taste as other people. If they have the urge to paint their bathroom lime green and have zebra carpet in the master bedroom and that does not float your boat you must look at the house for what it is. Look at the layout, how many bedrooms and bathroom it has, how big the yard is, the location and school districts or any other things that you cannot change that are important to you.

Ask lots of questions: An agent is supposed to help you through this process. Anything you do not understand ask away. Attorneys, Agents and Home Inspectors are full of valuable information. The more you know the more you will feel secure in your decision. 

 Blog post by Taylor O'Neill

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