Posted by Amy Kite on Wednesday, December 29, 2021 at 8:00 AMBy Amy Kite / December 29, 2021Comment
In 2022, we’ll be bringing on Rae Kaplan to talk about student loans.
Can you believe we’re almost in 2022? The new year is just a few days away! We’re excited about 2022, and that’s why we wanted to talk a bit about what you can expect from us this coming year.
We’re going to be interviewing a couple of people we think you should know about, like Rae Kaplan from Kaplan Law Offices. If you have student loans or will be getting them in the next few years, you need to know about Rae. She can tell you how to protect yourself in the loan process, and she’ll talk about that a bit when we talk to her.
If you have any questions in the meantime, feel free to call, email, or text us. Have a great New Year’s, and I’ll see you in 2022!
Posted by Amy Kite on Monday, December 20, 2021 at 9:00 AMBy Amy Kite / December 20, 2021Comment
Here’s how you can get a free credit report from three national agencies.
Today I want to talk to you about a pretty important topic: your annual free credit report.
With the amount of fraud and database breaches, this is something you need to take seriously. In case you didn’t know, you receive one free credit report from each of the three nationwide reporting agencies. It’s better to know you have an issue sooner rather than later, so I recommend you act fast.
If you go to annualcreditreport.com and put in your information, you can receive all three credit reports. This is important for a couple of reasons: You can verify your information hasn’t been compromised, and you can be sure your score is accurate.
If you are looking to purchase a home this year, my team can help you increase your score. Just give us a call or send us an email; we are always willing to help!
What’s happening in Chicago's real estate market? Let’s take a look at the numbers.
There were 17,412 homes for sale in the Chicagoland area this November. This is a bit lower than the 21,880 homes that were for sale in October. Our inventory numbers continue to shrink, and if you’re a buyer, you’re probably feeling it.
Meanwhile, we have around 1.5 months of inventory. In case you don’t know, inventory is a measure of how many months it would take to sell all of our inventory if no new homes came on the market. A six-month supply of inventory is considered a balanced market. This number is also down from October, where the months of supply was 1.9.
The average list price was around $373,667. This number has continued to fall, but it doesn’t mean we’re heading for a crash. Instead, sellers are just running into the realization that overpriced homes won’t sell, even in this market.
"If you are a seller, this is an amazing time to list your home."
The average time a home sits on the market is 47 days. This...