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Solutions for the Distressed Homeowner
Welcome > Agent Info > Solutions for the Distressed Homeowner ...

I am a Certified Distressed Property Expert (CDPE).  I specialize in helping troubled homeowners find the solution that best fits their needs.  If you are having trouble paying your mortgage, owe more than your home is now worth, in foreclosure, or have missed a mortgage payment, don't wait another minute contact me TODAY at (847) 877-9881.

Foreclosure
Are you in foreclosure?  Learn more you may have options!  Access my FREE Foreclsoure Specail Report, review my Understanding Foreclosure page with useful information regarding Illinois Foreclosure Laws and options for those in Foreclosure, and explore the U.S. Department of Housing and Urban Development’s (HUD) online Guide To Avoiding Foreclosure.

Owe More Than You Own
If you home is now worth less than when you purchased it a short sale might be the solution for you.  In a short sale your lender agrees to accept less than what is owed in exchange for the sale of your property.  With a short sale you are able to avoid foreclosure and keep your credit in tacked.  Click here to learn more about the Short Sale.

Trouble Making Payments
If you are having trouble making mortgage payments refinancing through the Federal Housing Authority (FHA) maybe the solution for you.  FHA has a program called Hope for Homeowners (H4H).  This program helps individuals refinance their loans into new FHA insured 30-year fixed rate loans with lower monthly payments.  Call 1-888-995-HOPE or 1-800-CALL-FHA to find out if you qualify for assistance through FHASecure.

Missed Payment
If you have missed a mortgage payment, contact your lender immediately.  Your lender wants to come to a solution with you.  They do not want your home.  Taking your home back is a costly process that your lender wants to avoid.  Also, be sure to contact the U.S. Department of Housing and Urban Development (HUD) at 1-800-569-4287.  HUD will help you with free consulting and help you determine what options are available to you. 

I am here to help you navigate the emotional and complexities of home ownership.  Don’t wait another day!  Give me a call TODAY at (847) 877-9881.
 


 

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Real Estate Tips
Bargain Properties >The Inspection Report

Are you looking for a home and becoming tired of house-hunting? If so, you may be tempted to buy a bargain-priced home "as is" and forego the home inspection. But without the inspection report, do you know what the "as it" refers to? Wouldn't it be better to know what condition the home is in before you buy it?

The inspection contingency allows the buyer to enlist the services of a licensed home inspector within three to seven days after the purchase agreement is signed. The inspector will go over the property from top to bottom, evaluating the condition of all the basic systems and structures of the home in order to identify conditions that may be considered material defects and thus may affect the market value or the safety of the home.

The inspector's report is the only documented proof of the actual condition of the property that is being sold. It is a valuable tool that helps you negotiate the sales contract and gives you information about future maintenance projects. The cost of an inspection is well worth the peace of mind it provides.

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Real Estate Trivia
Q 
Where are church services held in the water each Sunday during July and August?

A 
At Half-Moon Bay, Ontario, worshippers gather in boats facing the natural stone pulpit, and hymnals are passed to the floating congregation by ushers in canoes.
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The Kite Team, REALTOR®, real estate agent and broker for Vernon Hills, Gurnee and Grayslake, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Kite Team
Keller Williams Premier Realty

410 Peterson Rd.
Libertyville, IL. 60048
Phone: 847-877-9881
Email: Amy@AmyKite.com

Founder of the Kite Team of Keller Williams, Amy Kite specializes in the real estate needs of first-time home buyers, retirees, seniors and military personnel. Areas of expertise include foreclosure prevention, short-sales, new construction, and investment property. For the past three years, Amy has netted 98.7% for her clients of their asking price. For 2007, Amy has netted 99.5% for her sellers of their asking price and her buyers have paid on average 92% of the asking price. Amy Kite is a Top Expert in Lake County area real estate. Amy holds designations in the following: CRS, ABR, e-Pro, SRES, CNHS (Certified New Home Specialist), and CDPE (Certified Distressed Property Expert).

ABR CDPE CNHS CRS ePro Equal Housing MLS REALTOR SRES


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