
"Super Efficient! " "Super efficient and professional assistance towards the entire real estate transaction!" Rupalee Read Quote > View All Quotes >
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I am a Certified Distressed Property Expert (CDPE). I specialize in helping troubled homeowners find the solution that best fits their needs. If you are having trouble paying your mortgage, owe more than your home is now worth, in foreclosure, or have missed a mortgage payment, don't wait another minute contact me TODAY at (847) 877-9881.
Foreclosure Are you in foreclosure? Learn more you may have options! Access my FREE Foreclsoure Specail Report, review my Understanding Foreclosure page with useful information regarding Illinois Foreclosure Laws and options for those in Foreclosure, and explore the U.S. Department of Housing and Urban Development’s (HUD) online Guide To Avoiding Foreclosure.
Owe More Than You Own If you home is now worth less than when you purchased it a short sale might be the solution for you. In a short sale your lender agrees to accept less than what is owed in exchange for the sale of your property. With a short sale you are able to avoid foreclosure and keep your credit in tacked. Click here to learn more about the Short Sale.
Trouble Making Payments If you are having trouble making mortgage payments refinancing through the Federal Housing Authority (FHA) maybe the solution for you. FHA has a program called Hope for Homeowners (H4H). This program helps individuals refinance their loans into new FHA insured 30-year fixed rate loans with lower monthly payments. Call 1-888-995-HOPE or 1-800-CALL-FHA to find out if you qualify for assistance through FHASecure.
Missed Payment If you have missed a mortgage payment, contact your lender immediately. Your lender wants to come to a solution with you. They do not want your home. Taking your home back is a costly process that your lender wants to avoid. Also, be sure to contact the U.S. Department of Housing and Urban Development (HUD) at 1-800-569-4287. HUD will help you with free consulting and help you determine what options are available to you.
I am here to help you navigate the emotional and complexities of home ownership. Don’t wait another day! Give me a call TODAY at (847) 877-9881.

Disclosure Laws >What Sellers Might Disclose
Most states require a home seller to provide the buyer with some type of disclosure form. What might the seller have to disclose?
A Residential Property Disclosure Form requires the home seller to disclose facts about the home's heating, wiring or plumbing systems, including any defects that may exist, such as leaks in the roof or cracks in the foundation. If something in your home is not working properly or needs repair, you will need to either fix it or disclose the material defect to the prospective buyer. There are other disclosure forms, unique to each local area, that require sellers to disclose negative environmental factors or local building code issues. A lead-based paint disclosure form is required for homes built prior to 1978.
State legislatures and courts all over the country have passed laws regarding concealing defects from an agent or buyer. Ask your real estate agent about your obligations as a seller regarding disclosure.
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Exactly how many islands are included in the group called the 1000 Islands?
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There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State. |
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The Kite Team Keller Williams Premier Realty 410 Peterson Rd. Libertyville, IL. 60048 Phone: 847-877-9881 Email: Amy@AmyKite.com
Founder of the Kite Team of Keller Williams, Amy Kite specializes in the real estate needs of first-time home buyers, retirees, seniors and military personnel. Areas of expertise include foreclosure prevention, short-sales, new construction, and investment property. For the past three years, Amy has netted 98.7% for her clients of their asking price. For 2007, Amy has netted 99.5% for her sellers of their asking price and her buyers have paid on average 92% of the asking price. Amy Kite is a Top Expert in Lake County area real estate. Amy holds designations in the following: CRS, ABR, e-Pro, SRES, CNHS (Certified New Home Specialist), and CDPE (Certified Distressed Property Expert). 
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