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Our Preferred Providers
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BNI
BNI is a business and professional networking organization that allows only one person from each profession to join any chapter.
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Buffalo Grove Area Chamber of Commerce
The business values of the Chamber and its membership are trust, integrity, honesty and respect.
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College of Lake County
The College of Lake County is a comprehensive community of college offerings.
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Cook Memorial Library District
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Cuneo Museum
As a "living museum," the building and gardens preserve in vivid detail the flavor of an era and a way of life.
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Debug 911
Has rebooting become a way of life?
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GLMV Area Chamber of Commerce
With over 800 members, GLMV is the largest and most active chamber in Lake County, Ill.
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Gregg's Landing News
Get everything you need from this interactive neighborhood website.
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Guaranteed Rate
We guarantee the lowest rates and fees each and every day.
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Gurnee Park District
We take pride in offering diverse programs and an expansive park system.
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Illinois Department of Natural Resource
Illinois Department of Natural Resource's website
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Kellymoore Photography
Weddings, Portraits, and more!
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LAKE COUNTY CHAMBER OF COMMERCE
Today, the Lake County Chamber represents over 400 businesses from throughout Lake County.
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Lake County Family YMCA
Today more than ever before the Lake County Family YMCA rises to meet the challenges of present day
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Order in the House
Order in the House Staging Services
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Orphans of the Storm® animal shelter
Orphans takes in, cares for and finds good and loving adoptive homes for thousands of stray and abandoned dogs and cats each year.
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Outdoor Living, Inc
Take Life Outdoors!
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PADS
Provides emergency shelter, permanent housing, and supportive services to men, women and children experiencing homelessness.
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The ABL Group
The ABL Group provides you with a single source for all your decorating and remodeling needs.
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The Great Escape
Shop for all the items you need to have a great day!
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The Law Offices of Newland, Newland & Newland
With 4 locations in Arlington Heights, Libertyville, Crystal Lake, and Chicago, we serve clients throughout Northern Il.
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The Village of Gurnee
Great services about the Village Life and offerings
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The Village of Vernon Hills
This site has all the information you need including a village calendar, police department updates and more!
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Unique Upholstery, Carpet, & Rug Cleaning Inc
Compare first before you decide who will clean your carpets and rugs.
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Vernon Area Public Library District
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Vernon Hills Park District
The Park District offers a high level of commitment toward meeting/exceeding statewide industry standards in parks & recreation practices.
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Warren Newport Public Library
Take advantage of the many special features and services the library has to offer.
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Real Estate Tips
Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Real Estate Trivia
Q 
The smallest of Canada's 1000 Islands shares a name with a fairy tale hero. What is it?

A 
Tom Thumb
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The Kite Team, REALTOR®, real estate agents and broker for Vernon Hills, Gurnee and Grayslake, Illinois home listings, property and land for sale - NUMBER1EXPERT™

The Kite Team
Keller Williams Premier Realty

410 Peterson Rd.
Libertyville, IL. 60048
Phone: 847-877-9881
Email: Amy@AmyKite.com

Founder of the Kite Team of Keller Williams, Amy Kite specializes in the real estate needs of first-time home buyers, retirees, seniors and military personnel. Areas of expertise include foreclosure prevention, short-sales, new construction, and investment property. For the past three years, Amy has netted 98.7% for her clients of their asking price. For 2007, Amy has netted 99.5% for her sellers of their asking price and her buyers have paid on average 92% of the asking price. Amy Kite is a Top Expert in Lake County area real estate. Amy holds designations in the following: CRS, ABR, e-Pro, SRES, CNHS (Certified New Home Specialist), and CDPE (Certified Distressed Property Expert).

ABR CDPE CNHS CRS ePro Equal Housing MLS REALTOR SRES


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