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View My Feature Homes Search All Homes First-Time Buyer Grant Amy's Seller Tips & Videos Distressed Homeowner?

Welcome!  Thank you for visiting! I am 100% dedicated to ensuring that all of your real estate needs are FULLY met. Whether you are a buyer or seller, I am confident that my team can offer you the best services in the Vernon Hills, Gurnee, Grayslake and surrounding areas! 

Homes - My site has an abundance of search features whether you are looking for your first home, HUD homes, investment properties or you simply want a current market snapshot.  Check out my featured properties!   Perform a complete search on everything the web has to offer.  Set up custom searches and receive listings via email.  You can even search for homes from your cell phone!  Email me at for even more information. 

Buyers - Here you will find a wealth of useful buyer information.  View my tips for first time homebuyers, homebuyer grants, and homebuyer tax credits pages.  Pre-qualify for your mortgage and compare mortgagesSearch a variety of homes in my local area and all homes searches.  You can receive listings in your email or directly to your cell phone.  Learn about the local area, schools and request community reports.  If you have any questions just give me a call at (847) 877-9001.

Sellers -  I will give you the experience you are looking for.  Your house SOLD for the price you want and in the time frame you need.  Review my testimonials page to see how satisfied my clients are.  Read why it is to your benefit to list with me.  Make use of all the useful seller tips and tools I have for you.  Here you can obtain the true value of your property, a current market snapshot, a comparative market analysis, and an in-home presentation.  Are you a distressed homeowner looking to sell your home?  Learn about foreclosure, short sales and what to do if you owe more than you own.   I am here to help.  Let me put my years of experience to your benefit.

FREE -  Visit us here to read the most up to date Real Estate News.  New information posted daily!  Stay on top of the market by signing up to receive my Real Estate eNewsletter.  Receive my Latest Trends eNewsletter to your inbox or read the archives here.  Obtain for FREE a Real Estate Investing or Flipping Properties book.  Request one of my many FREE reports covering topics from Foreclosure to Market Snapshots.  There is much more!  Take time to explore this site and if you don’t find what you need contact us at or (847) 877-9881.

As you may or may not know, a good website can help you considerably, but it can not take the place of a top agent. I fully understand that buying and selling a home is one of the biggest events in your life. Let me show you that as a  top Vernon Hills, Gurnee and Grayslake real estate agent, I have the experience and track record you are looking for.

I look forward to working with you!
Amy Kite and the Kite Team

Real Estate Tips
Foreclosures >4. Foreclosure Alternatives

There are several alternatives for a homeowner to consider when foreclosure is looming. Before proceeding, a homeowner must first choose whether or not he or she wants to keep his or her home.

If a homeowner wants to keep their home:

  • Repayment plan: The homeowner establishes a payment schedule with the lender to pay the delinquent amount.
  • Special forbearance plan: The homeowner requests a temporary reduction or payment suspension that will be increased after a set specific period of to repay the delinquent amount.
  • Modifying the mortgage: The homeowner can refinance the debt and/or extend the term of the loan.
  • HUD partial claim: If the homeowner has a loan insured by the Federal Housing Administration the lender can get a one time payment from the FHA-Insurance Fund to get the mortgage payments up to date.
  • Refinance: The homeowner can negotiate a new loan with a different interest rate in order to make smaller payments.
  • All options listed are subject to approval of the lender.

If a homeowner does not want to keep their home:

  • Sell the house: Depending on the situation, the homeowner may be able to sell the house for more than is owed to the lender.
  • Assumption: The homeowner turns over possession of the house to another person who then assumes the responsibility of the payments.
  • Short sale: The lender and the homeowner come to an agreement to sell the home at a loss in order to get the homeowner out.
  • Pre-foreclosure sale: The homeowner can sell the home and use the proceeds to settle the mortgage debt, even if the proceeds are less than the amount owed.
  • Deed in Lieu of Foreclosure: The homeowner surrenders the property to the lender without further damage to his or her credit.

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Real Estate Trivia
What famous American sign was originally erected as a real estate ad?

The Hollywood sign, built in 1923, was conceived as a real estate ad that originally read, "Hollywoodland."
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The Kite Team, REALTOR®, real estate agents and broker for Vernon Hills, Gurnee and Grayslake, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Kite Team
Keller Williams Premier Realty

175 Olde Half Day Road
Lincolnshire, IL. 60069
Phone: 847-877-9881

Founder of the Kite Team of Keller Williams, Amy Kite specializes in the real estate needs of first-time home buyers, retirees, seniors and military personnel. Areas of expertise include foreclosure prevention, short-sales, new construction, and investment property. For the past three years, Amy has netted 98.7% for her clients of their asking price. For 2007, Amy has netted 99.5% for her sellers of their asking price and her buyers have paid on average 92% of the asking price. Amy Kite is a Top Expert in Lake County area real estate. Amy holds designations in the following: CRS, ABR, e-Pro, SRES, CNHS (Certified New Home Specialist), and CDPE (Certified Distressed Property Expert).


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